Restaurant Insurance
Protection That Serves You Daily
Running a restaurant means juggling a thousand details—customers, staff, equipment, suppliers, and compliance. One unexpected issue can bring it all to a halt. At Campbell Insurance Agency, we help restaurants of all sizes protect what matters most with smart, affordable insurance solutions tailored to your unique risks.
Our restaurant insurance plans help cover:
Kitchen fires or equipment damage
Slip-and-fall accidents on your premises
Employee injuries and workers' comp
Food spoilage or contamination
Loss of income due to temporary closures
Protect your menu, your margins, and your peace of mind.
Flexible Coverage for Every Type of Restaurant
From small cafes and diners to full-service restaurants and franchises, your insurance should reflect your operations. We work with top carriers to help you build a custom policy that covers you from kitchen to dining room to delivery vehicle.
Available coverage options include:
General Liability: Covers injuries, property damage, and lawsuits.
Commercial Property: Protects your building, equipment, and inventory.
Workers Compensation: Helps pay for employee injuries or illness.
Liquor Liability: Required if you serve alcohol; protects against related claims.
Business Interruption: Replaces lost income during a covered shutdown.
Food Spoilage: Covers losses due to power outages or equipment failure.
We’ll make sure your restaurant is prepared for the everyday and the unexpected.
Locally Owned, Restaurant Approved
As a Tennessee-based independent agency, Campbell Insurance understands the fast-paced demands of the food industry. We’re committed to quick quotes, responsive service, and helping your business stay compliant and protected.
When you partner with us, you get:
Personalized support from agents who understand hospitality
Access to specialized coverages and carrier discounts
Help meeting lease or vendor insurance requirements
Ongoing policy reviews to adapt to your growth
Fast claims assistance when you need it
Reach out today for your custom restaurant insurance quote—we’ll help you keep your business cooking.
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